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Monitoring Internal Scans for PCI 11.3.1 (Explore)

by Cody Dumont
October 20, 2025

Monitoring Internal Scans for PCI 11.3.1 (Explore)

The Payment Card Industry Security Standards Council (PCI SSC) maintains, evolves, and promotes Payment Card Industry standards for the safety of cardholder data across the globe. The PCI SSC provides technical and operational requirements for organizations accepting or processing payment transactions. The guidance also applies to software developers and manufacturers of applications and devices used in those transactions.

The Payment Card Industry Data Security Standard (PCI DSS) helps entities understand and implement standards for security policies, technologies and ongoing processes that protect their payment systems from breaches and theft of cardholder data. The standards have historically been revised on a 2-3 year cycle, but the PCI SSC is transitioning to a posture of revising the PCI DSS as required based on changes to the current threat landscape. The current standard revision is PCI DSS Version 4.x. Any organization that handles payment card information must comply with the PCI DSS and must demonstrate compliance annually. Tenable Vulnerability Management is able to help organizations monitor ongoing PCI DSS compliance.

As part of the PCI DSS version 4.x the requirement for authenticated internal vulnerability scanning was introduced. Tenable has always emphasized that credentialed scanning is required to get the most accurate information, now the PCI Council requires credentialed scanning where possible. The Council recognizes that all systems may not be accessible as part of a credentialed vulnerability scan, but those systems must be clearly documented. As part of the vulnerability scanning, Tenable uses two methods to perform elevated vulnerability scans, Nessus and Nessus Agents. Nessus vulnerability scans access the system over a network protocol such as SMB, SSH, and etc, while the Nessus Agents run a local version of the Nessus scan engine as a system level service. (Note: When using Nessus Agent, uncredentialed port scans are still required to identify open ports) There are benefits to each method, however each provides the ability to enumerate vulnerabilities based on the operating system, system configurations, and installed software.

As part of the requirement 11.3.1.2 (Internal vulnerability scans are performed via authenticated scanning), the internal systems located within the Cardholder Data Environment (CDE) are to be documented as accessible with and without credentials. Using Nessus to scan devices on the network will provide the necessary information as to the accessibility of a system using the defined protocols and supplied credentials. Nessus will report on the success of authentication and the status of collecting vulnerabilities. Once authenticated, Nessus will enumerate vulnerabilities found on the system. The vulnerabilities detected are identified using industry-recognized vulnerability databases and our research teams. Tenable provides Vulnerability Intelligence attributes that assist in identifying vulnerabilities used in ransomware attacks and other emerging threat categories.

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